Riverside warehouse and apartment development near Lowestoft — development finance and commercial lending solicitors in Norfolk and Suffolk

Development Finance & Commercial Lending

Lending into development carries additional risk that ordinary property lending doesn’t.

Schemes can stall, costs can run over, and the value of your security depends on work that hasn’t been finished yet. Whether you’re funding a small residential scheme or providing long-term finance for a larger development, you need security that’s properly drafted, due diligence that’s genuinely been done, and a legal team that understands the development itself — not just the loan.

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How we can help with development finance and commercial lending.

We act for development lenders. That means carrying out the due diligence on the borrower and the site, then drafting and completing the security documentation so you can advance funds with confidence.

Due diligence on borrower and site

We investigate the borrower and the site so you know exactly what you’re lending against, with the findings that matter to your decision set out clearly.

Security that holds up

We draft and complete the security documentation so it does what it’s meant to — from the initial drawdown right through to the point, if it ever comes to it, when you need to realise the security.

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We understand the land, not only the lending

With expertise in strategic land and development acquisition, we understand the land and the security, not only the lending. The same team acts on land acquisition, strategic land and the build-out of sites, so we can recognise the risks in a scheme before they become problems for your loan.

The work is partner-led and practical, which keeps things moving at the pace development finance usually demands.

Developer, or lender?

If you’re a developer looking for finance rather than a lender, see our Strategic Land & Development and New Homes pages, which cover the work we do on the development side — including advising on acquisition and ongoing development finance.

If you’re a lender who’d like diligence and security handled by people who understand what’s being lent against, get in touch and we’ll show you how we work.